Banking Advisory and Regulatory
Our team provides authoritative high level advice to clients across the whole spectrum of the highly regulated financial services industry.
Operating across the United Kingdom our team offers full English law capability, a significant level of in-house experience and a real working knowledge of the regulatory framework. Consistently recognised as "highly recommended" and an "acknowledged leader" for our retail banking experience, our expertise in the fields of new product development, legal risk management and regulatory compliance is also widely recognised.
The team has developed a niche practice in helping clients monitor new legislation, case law and regulatory developments and engage meaningfully in consultation processes most notably involving the Scottish Parliament.
We regularly advise on the following core areas:-
- FSA authorisation, handbooks and policies
- Mortgage, investment and insurance regulation
- Financial promotions
- OEICs
- Financial products core documentation and security documents
- EEA passport system
- Consumer Credit Act and Regulations
- Banking Codes
- New Product Development
- Money Laundering Regulations
- Unfair Terms in Consumer Contract Regulations
- New legislation and its impact
- Islamic finance and Sharia law
- Financial sanctions and terrorist funding
- Basel II
- Management of legal risk
- Debit and credit cards
